CRED – New Age Credit Card Payment & Reward App

What is Cred?

Many of us own multiple credit cards for various day to day usage. Sometimes handling multiple cards and their payments becomes a liability. Cred is a centralized application to cater for all your credit card payment needs. It intends to make your credit card payment experience exciting and rewarding.

Cred App First Screens:

  • Cred credit card payment is a member’s only app with an eye catching user interface & simple registration process. One needs to provide mobile number linked to your cards and complete the instant verification via an OTP. For the membership to get approved, the credit score needs to be above 750.
  • Once you are through the validation, it will fetch all the cards linked to your mobile number and add them to your account and credit it with INR 1 for confirmation.

Cred App Layout

  • Cred app has a captivating layout and it is very simple to use its functions.
  • Once you login, you land at the home page which gives you summary of all the features available in the Cred app.
  • There is a cards section which shows you all the cards linked with the app. You can manually add more cards as needed.
  • My cred section gives the summary of the rewards points earned and redeemed. This section also gives you information about Cred gem balance. It additionally shows the timeline of your earnings and spendings.
  • Reward sections details about various cred app offers. It has all the full catalogue to go shopping using your cred coins. It is a one stop destination for all the redemptions. It is increasingly easy to use with great selection options.
  • Finally, the profile section helps to maintain your profile settings. It allows you to access support, set up refund account and have a look at the payment history.

Cred App: Start using, start earning

  • After successful registration, you’re a Cred exclusive member! Among the many cred app offers, the first one is getting the points equal to your credit score. E.g. your credit score is 850, your account is credited with 850 cred coins.
  • For paying your credit card bills, you’ll earn 1 cred coin per rupee paid via cred credit card payment app.
  • These rewards points earned via cred credit card payment app can be redeemed in the rewards section of cred application. There are various premium merchants like amazon, levi’s, Ixigo etc. which offers various vouchers/services based on the number of points required to redeem it.
  • Card payments for many banks is credited instantly e.g. ICICI/HDFC/SBI/AXIS etc. Cred credit card payments to Amex can take up to 2 working days. The transactions are done via UPI/IMPS/NEFT.
  • You can earn via referrals for cred credit card payment app. Based on the time of referral you can win from points to vouchers.
  • Cred app offers an interesting feature called card protect and smart statements. This helps to analyse your credit card statements.
  • To avoid inconvenience, do keep check on holidays while making payments via Cred.
  • One can enable the whatsapp feature for notifications from the app to whatsapp number of the customer.
  • There are various Cred app offers that are getting released weekly to woo the good pay masters to join the cred credit card payment app.

Cred App Review

Cred app review have been great since it has been launched. It has been gaining momentum with the referrals. The founder of freecharge,  Mr. Kunal Shah has ventured in a space of payments and has targeted base with high credit score to make the app functional.

Cred app review about the reward catalogue & reward redemption process has been great. There has been positive reviews about the design and layout of the app.